The number and types of the owner’s options depend on who appeared to be at-fault, the nature and extent of insurance coverage, and whether or not the other driver was insured. Normally, the responsible party is liable for covering the cost of repairs. That is the practice in both no-fault states, and those that do […]

Each policyholder should follow the guidelines that have come with the purchased policy. Some of the guidelines state a specific length of time, such as 72 hours, as the time span given to all of the company’s policyholders. Other companies simply ask to be notified within a reasonable amount of time.