If you have been involved in an on-road accident that might cause someone to file a claim, then you should contact your own insurance company as soon as possible.
If you were unable to submit a report within the 24-period that has followed that particular incident, then you should try to contact your own insurer during the longer, 72-hour time slot that has followed the same incident.
Facts to include in submitted report
• The names of all those involved
• An account of what took place before, during and after the accident
• Details on anyone that witnessed the event
• Details on those that were injured
• Description of damaged property
Guide to carrying out a proper follow-up to act of reporting an accident
Do not feel as though you should sacrifice your rights. If you have submitted a claim to your own insurance company, stand ready to cooperate with any planned investigation.
If you have submitted a claim against the other party’s insurance company, share only the most basic facts; do not supplement those facts with details. Be honest and consistent. If you have followed the presented guidelines, then you should not struggle to be both honest and consistent.
Make good use of the window created by the suggested 72-hour time slot. Arrange for anyone that was in the impacted vehicle to attend a medical examination at a hospital emergency room, a clinic or a doctor’s office. Hire a personal injury lawyer in Calgary to get ready to respond to any action contemplated by the opposing party.
How can anyone know what a second driver is thinking?
You can never know for sure what someone else might be thinking or doing. Still, that very fact underscores the need for contacting your insurance company, if you have been involved in an on-road incident, or other event that could result in harm to another person Never refrain from reporting what has happened, even if the other party/driver has urged you to remain silent.
What someone has said at the scene of an accident might not correspond with the same person’s later actions. The person that had thought about remaining silent could suddenly discover that he or she had developed a painful sensation in a certain part of the body. That development could signal the existence of an injury, and could force the once-silent party to submit a claim.
Your name would be mentioned in that same claim. You must not allow it to appear as though you had tried to hide the fact that your insured vehicle was involved in some type of collision, no matter how minor it may have seemed. No one likes to be the target of that sort of surprise, even a company that sells insurance.