Too often, adults that have paid an insurance company trust that same company to resolve any disputes that arise, following a car accident, or other harmful incident. Yet the process does not always move forward as smoothly as was expected by the man or woman that had purchased an insurance policy.
Times when a lawyer’s help proves invaluable
• When it becomes necessary to file a lawsuit against the at-fault party
• When complications in a claim become apparent
• When the plaintiff has filed a high dollar claim.
If a policy holder finds it possible to negotiate with the insurance company, then it may not be necessary to hire a personal injury lawyer in Lethbridge. Still, the insurance company for the responsible party might present one or more challenges. Following the introduction of such challenges, it may prove difficult to move forward with a given claim.
Nature of possible challenges
The adjuster expresses doubt, concerning the claim that the accident-caused injuries are real. He or she suggests that the injured party caused the accident.
Challenges to a claimant’s statement, regarding the size and extent of the medical expenses that have been created by the need to diagnose and treat the accident-caused injury. There will be challenges to the claimant’s statement, regarding his or her inability to return to work, after being injured.
A lawyer can help with meeting such challenges. Yet the two sides might come to an impasse. In that case, the client’s attorney needs to review the advantages and disadvantages that are linked to the process of going to court.
When negotiations fail, taking the case to court is not the only option.
The 2 sides could decide to pursue arbitration. Yet the choice to use arbitration should not be made at the last minute. The timetable created by the statute of limitations does not stop during an arbitration process.
The dangers hidden from the claimant, if the insurance company seems eager to reach a settlement.
That might be the situation, if the injured party has not yet fully recovered. As long as questions remain about the medical status of that injured party, it does not pay to agree to a settlement. After a settlement has been reached, an insurance company remains free of responsibility for any new medical expenses.
Lawyers have learned how to argue against an early settlement. In other words, an attorney’s assistance can help someone that needs to deal with the pressures that might be coming from those representing an insurer. An attorney can come forward with proof of the fact that an injured client has not enjoyed a full and complete recovery. In the absence of such a recovery, it would seem unwise to agree to end the negotiations with an early settlement.