In Alberta, Canada, anyone injured in a motor vehicle accident can receive no-fault benefits, regardless of who has been named at fault for the same accident. Those no-fault benefits go by a second name: B-Benefits. The victim’s insurance company arranges for payment of the B-Benefits.
There are 3 categories of B Benefits
• Accidents that take place outside of Alberta, and occur within a no-fault jurisdiction.
Expenses covered by the medical benefits
• Hospital bills
• Dental expenses
• Cost of doctor visits
• Cost of ambulance services
• Bill for occupational therapy
• Bill for physical therapy
• Total amount of money spent on medications and medical supplies
Each person that applies for B Benefits can receive up to $50,000, in order to cover both medical expenses and the cost of a death or a disability.
Steps to take before going after forms:
Select the member of the health care industry that will develop a treatment plan, and will direct your compliance with that same plan. After that file an accident report with the police.
Forms that must be obtained and completed:
• Form AB-1: Notice of Loss and Proof of Claim.
• Form AB-1A: Disability benefits
• Form AB-2: Treatment Plan. This form should be given to your health care provider. Provider expected to complete form and send it to the government office that supervises distribution of each requested benefit.
Copies should be made of each completed form. The original form gets sent to the government office. The copy must be kept in a safe place. If you have a personal injury lawyer in Grande Prairie representing your rights, they will take care of the forms and documentation.
An action that must accompany the completion and submission of the designated forms:
All victims need to sign a Release of Information Authorization. That gives those health providers that are working with the plaintiff/victim permission to request any of the victim’s medical reports, along with any test results.
If the Release does not get signed, the victim’s medical information does not get shared with members of the team that is working with the health care provider. If that information does not get shared, the insurance company cannot guarantee the processing of the submitted claim. If the claim cannot be delivered to the injured resident of Alberta.
The act of signing the release does not lead to the sharing of information with those that are working with the defendant, the responsible party. Victims should not fear that possibility, when asked to sign the Release. A good personal injury attorney should take the time to make that fact clear to any client that plans to go after the B-Benefits.