If you own a motorcycle, you probably love it because it gives you freedom, speed, and agility on the road. However, it is very easy to get into an accident when driving one because they are much smaller and flimsier than cars are, they also don’t have the support that cars do. Your motorcycle will probably be badly damaged or even totaled. You will likely need to substantially repair or even replace it. Your insurance company, or the defendant’s insurance company will fund this. If you don’t have collision coverage, you need to read this article because you’ll learn about other sources of funds you can access.
Funds for medical expenses
You’ll almost always have bodily injuries after a motorcycle accident. Seek immediate medical attention. This is crucial. You can sustain serious injuries even in a minor accident. Note that not all injuries will show up immediately. Also, your doctor will create a medical record. The information in this can be used as valuable evidence either in your claim or in court. The expenses and bills to treat these can add up, they range from doctor’s visits to follow ups. You can be treated under the Diagnostic and Treatment Protocols Regulation if you have minor bodily injuries. This regulation stipulates that the Accidents Benefit Coverage rider on your insurance policy will cover this. Your insurance company will give you regular payouts.
If you have sustained substantial bodily injuries or if you are not being treated for your minor injuries the way the DTPR mandates, you can obtain the funds either through your own private insurance or through your employer. If you don’t have this or if your private insurance will only pay for part of your expenses and bills, you can ask your insurance company to cover the rest.
In the event that you have reached the limit of Section B of your auto insurance policy and you are entirely uninsured, you can apply to the Motor Vehicle Accident Claims Fund. If approved, you will have access to funds to cover your extra funds.
You are not stuck if you get into a motorcycle accident. Your personal injury lawyer in Calgary will tell you that you have options to pay for your expenses and bills which resulted from your accident. You are not stuck financially in this situation. Write down what happened from your perspective. Again, this can be used as evidence, either in court or in a claim. Also, it will keep the events in your mind fresher for longer because you tend to remember what you write down for longer. Do this no later than 5 days after the accident. It will strengthen your claim for damages and will help the lawyer formulate a stronger claim.