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Risks of Negotiating With Insurance Companies: Dangerous Offers!

Home > Personal Injury FAQ's > Risks of Negotiating With Insurance Companies: Dangerous Offers!

Risks of Negotiating With Insurance Companies: Dangerous Offers!

Posted on November 3, 2020October 27, 2020 by Blog Author
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Personal injury lawyers usually deal with predatory insurance companies and, unlike on TV drama shows, their fight does completely change the lives of real people.

INSURERS ARE NOT TRANSPARENT, THEY HIDE AND DISGUISE LAWS

After all, insurance companies are businesses. All businesses have to find a way to make money.

In their case, benefitting their clients means hurting other people. In fact, their job is similar to that of a football player. Their goal is to win regardless of whether they have to hurt their opponent for that purpose.

In sports, unsportsmanlike behavior is very clear. But the unethical legal strategies of insurance companies are not always as visible. Some of these tactics will be shown below.

THEY WANT TO SAVE AS MUCH AS POSSIBLE, SO THEY OFFER LESS COMPENSATION

An insurance company’s strategies vary according to their client’s responsibility for the crime. For example, if they are aware that their client was clearly liable, they will be more willing to negotiate a deal out of court.

This is more profitable for them because they know that if the case does go to court, they and the client they represent will have to invest more money into it.

In the above circumstances, it becomes crucial to seek legal advice. Personal injury lawyers know this ploy and are trained to deal with it.

ASSISTANCE FROM INSURERS IS A DOUBLE-EDGED SWORD

Why is it dangerous to make a deal with insurance companies? Because the reasons behind their actions are not always obvious.

For instance: a man suffered a serious injury in a car accident. He was not at fault for what happened and decides to hire a law firm to go to court.

Personal injury lawyers in Lethbridge file the claim and wait for the judge to set a date for the trial. Because it is a complex case, it will take a while for the trial to begin. At this point, the rival insurer starts offering unfair settlements to the victim.

The insurer delays the trial date as much as possible because it knows that the longer the man waits to receive his compensation, the more likely he is to accept one of their offers.

In other words, insurance companies play with the quality of life of the victim. They extend the date of the trial because they know that after the accident the victim is left without money, and with many expenses and debts because of their recovery process.

Victims who are unaware of these strategies fall into their traps.

CONTACTING GOOD PERSONAL INJURY LAWYERS IS THE BEST OPTION

The help that some insurance companies offer is like a thief who entertains a kid with a toy in order to rob his mother. They appear good but their intentions are evil.

In personal injury claims, knowledge means victory and ignorance means defeat. Skilled personal injury lawyers are prepared to use their knowledge to defend the victim.

All victims should hire a personal injury attorney because insurance company deals are generally not worth it.

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