Skip to content
BILAB Personal Injury Lawyer
1-800-259-3098 Free Case Consultation
  • HOME
  • ABOUT US
  • PRACTICE AREAS
    • Motor Vehicle Accidents
    • Pedestrians Accidents
    • Slip & Fall
    • Dog Bites
    • Motorcycle Accidents
    • Product Liability
    • Public Transit Accidents
    • Orthopaedic Injuries
    • Traumatic Brain and Spinal Cord Injuries
  • CAREERS
  • TESTIMONIALS
  • AREAS SERVED
    • Calgary
    • Lethbridge
    • Grande Prairie
  • BLOG
  • CONTACT US

Tactics Used By Insurers To Keep The Rights To A Claim From A Given Policyholder

Home > Personal Injury FAQ's > Tactics Used By Insurers To Keep The Rights To A Claim From A Given Policyholder

Tactics Used By Insurers To Keep The Rights To A Claim From A Given Policyholder

Posted on September 12, 2020August 27, 2020 by Injury Lawyer
0

Every insurance company operates like a typical business. It seeks to make money. Some insurance companies use underhanded tactics, in an effort to increase the amount of money that comes in from the dividends paid by policyholders.

A policyholder will not make a large claim, if he or she feels that a policy that was purchased earlier will not cover an existing situation.

That simple fact forms the foundation for one tactic. Hide from the policyholder details on all of the situations that could be covered by that same, purchased document.

Utilization of this particular tactic can extend beyond the time when an insurance policy gets sold. For instance, an insurer might deny to a policyholder all the details, regarding the extent of a policy’s coverage, at the time when the policyholder most needs such coverage.

Consumers can fight that tactic by keeping any policy in a spot where it can get viewed with ease. A personal injury lawyer in Lethbridge might be hired, in order to have a policy read thoroughly. That reading could reveal the existence of coverage that had been denied.

A good lawyer would never take for granted the fact that no one had been injured in a given accident.

On the other hand, an insurance company would not hesitate to accept such a claim. In that way, it could rid itself of the need to pay for any injuries that might show up in the future.

A truly unscrupulous insurer might even try to get more money from the innocent policyholder. That could be attempted by claiming that the plaintiff was partly responsible for some of the reported damage. Thus, the policyholder would get cheated in 2 ways.

The approach used to obtain a recorded statement could qualify as a tactic with a dubious purpose.

Smart claimants do not agree to given the insurance company a recorded statement, until they have spoken with a lawyer. Anything said in that same statement could later be used against the person that has recorded it. That is why lawyers caution against agreeing to record such a statement soon after occurrence of the damage-creating accident.

Besides seeking a recorded statement from the plaintiff, an insurance company might also want a copy of the plaintiff’s medical records. A smart lawyer realizes that no client should give a defense team unfettered access to all of his or her medical records.

A client might have a pre-existing condition, or might have suffered a different medical problem in the past. For that reason, a plaintiff should provide a defense team with only the most recent and relevant documents, from among those in the entirety of the plaintiff’s medical records.

Recent Posts

  • How Are Injury Claims Settled After a Trial?
  • Will The Defendant Pay The Legal Fees If I Win A Lawsuit?
  • Questions To Ask Before Working With An Injury Lawyer
  • How Much Does It Cost To Take The Injury Claim To Court?
  • What Are The Reasons Behind Deadly Truck Accidents?

Recent Comments

    Archives

    • April 2023
    • March 2023
    • February 2023
    • January 2023
    • December 2022
    • November 2022
    • October 2022
    • September 2022
    • August 2022
    • July 2022
    • June 2022
    • May 2022
    • April 2022
    • March 2022
    • February 2022
    • January 2022
    • December 2021
    • September 2021
    • August 2021
    • July 2021
    • June 2021
    • May 2021
    • April 2021
    • March 2021
    • January 2021
    • December 2020
    • November 2020
    • October 2020
    • September 2020
    • August 2020
    • July 2020
    • June 2020
    • May 2020
    • April 2020
    • March 2020
    • February 2020
    • January 2020
    • December 2019
    • November 2019
    • October 2019
    • September 2019
    • August 2019
    • July 2019
    • June 2019
    • May 2019
    • March 2019
    • February 2019
    • January 2019
    • December 2018
    • November 2018
    • September 2018
    • August 2018
    • July 2018
    • June 2018
    • May 2018
    • April 2018
    • March 2018
    • February 2018
    • January 2018
    • December 2017
    • November 2017
    • October 2017

    Categories

    • Dog Bites
    • Motor vehicle accidents
    • Motorcycle Accident
    • Pedestrian accident
    • Personal Injury FAQ's
    • Product Liability
    • Slip and fall accidents
    • Traumatic brain injuries and spinal cord injuries
    • Uncategorized

    Meta

    • Log in
    • Entries feed
    • Comments feed
    • WordPress.org

    BILAB LAWYERS

    We are proud members of the community and serve our clients like family. That is the approach you will get from BILAB Personal Injury Lawyer. Our reputation in Calgary, Lethbridge, and Grand Prairie speaks volumes about our commitment to your rights after an accident.

    AREAS SERVED

    • Calgary
    • Lethbridge
    • Grande Prairie

    QUICK CONTACTS

    • CALGARY – 587-355-3013
    • LETHBRIDGE – 587-813-0567
    • GRANDE PRAIRIE – 587-818-6370
    © Copyright | BILAB Personal Injury Lawyer | All Rights Reserved.