The insurance investigation is the first step in the personal injury claim process, and it’s important to be prepared for it. You’ll want to make sure your documents are neatly organized; your statements are on point and you have everything ready to go when your adjuster arrives.
First Things First: What Does the Insured Say?
When you file a personal injury claim against your insurance company, it’s important to remember that they are in the business of denying claims. They will often make counterclaims and claim that you were partially at fault for your injuries or claimed more than what was really going on. Insurance companies are also aware that they can use their own experts at no cost to them except for travel expenses (which may still be high). This being said, if there is evidence that supports your case, then it should be easy enough to get paid out by an insurance company even if they don’t want to pay up right away.
Requesting Official Records
● Make sure you have the correct contact information for the insurance company.
● Make sure you have the correct contact information for the adjuster.
● Request official records from the insurance company, medical providers and police if possible.
Responding to the Claims
Personal injury lawyer in Lethbridge keep track of how long it takes each party—the claimant and their insurance company—to respond with any questions or concerns they might have about lawyer services who is representing them during this process; this way when it comes time for settlement negotiations (and assuming everything goes smoothly), they know exactly what each side has said so far without having spent hours waiting around.
Investigating the Injured Persons
Once you have an idea of the cause of your injuries, it is important to investigate the injured persons’ medical history. This can help you determine whether they sustained a pre-existing condition that contributed to their injuries
In addition to investigating any pre-existing conditions that could potentially play a role in your claim file, it’s also important for investigators to look into lifestyle factors such as smoking habits and dieting practices before getting behind the wheel.
Medical authorizations are necessary to get the insurance company to pay for your medical bills. Without them, you will lose all of your hard-won money and have no way of reimbursing yourself for the expenses.
One of the biggest reasons why it’s important to get medical authorizations is because they can save you money in the long run by reducing how much time and energy goes into fighting with an insurance company over their decisions about how much compensation you should receive.
The Adjuster Will Ask You for a Recorded Statement – Don’t Do It
If you’re going to give a recorded statement, make sure that it is done under the guidance of an attorney. The insurance company will use this against you in court and may even be able to get custody of your children if they think that you are lying about what happened during the accident.
If someone else was present when the accident occurred (like a witness), then they can also be subpoenaed by the insurance company as well.
Don’t make statements before your case has been thoroughly investigated.
Making statements before your case has been thoroughly investigated can be dangerous. You may make statements that could be used against you in court, or even worse, without knowing what questions to ask.
You want to make sure that the insurance company is not trying to get out of paying for your damages and injuries by making false claims against your claim.